I purchased a term insurance from Ray during COVID 19 when my business was facing a very challenging economic environment. He went into great length to fit a plan that addressed my concerns and budget. I am very pleased he has considered all aspects of my interest when curating a plan for me.
Tandeanus Sukardi
Age 50 plus
Business Owner
A man of Integrity and honesty
Thomas Chang
Ghee Kwan is a man of integrity and you can be assured that he will be above board and do whatever he can in your best interest. I can always count on him to say things as it is. Over the years, he had become a personal friend as well and I’m sure he will walk alongside me along my life’s journey and I can count upon his help and talent when the need arises. He is never pushy, instead he will lay out all the available options and recommend the best one to you. He is obviously capable because I see him rising through the ranks over the years, winning more clients and mentoring colleagues along the way. I will not hesitate to contact him whenever I need advice on all financial matters, and then some.
Age 40 plus
Tutor
I did not realise doing financial planning is no walk in the park until I went through the exercise with Ray. I sat through 2 sessions, each lasting at least 2 hours, with Ray during which he dissected all aspects of my finances and spending habits with forensic precisions.
Ray spent a good amount of time understanding my financial profile and then gave me an exhaustive analysis. Instead of using standard financial ratios and off the shelf’s planning methodologies, he took pain to put all numbers in context. Thereafter, he gave me space to think and digest my situation until I was prepared to take actions i.e., to investment for protections and wealth accumulations.
He encouraged me to take ownership of my finances and deploy active measures to achieve my goals.
I felt very relaxed working with him as at no time I have felt pressured to make decisions. He is more than a financial consultant. He is a friend who shares his foresights and his own mistakes and missteps, so we won’t have to go through them ourselves. He will journey with you if you are prepared to journey with him.
I recommend Ray as your Financial Planner.
YEO SIOK LING
AGE 50 PLUS
Retail Assistant
He’s the man you’re looking for!
5 words to describe Mr Tey : Reliable, Patient, Humorous, Responsive and Amiable. He is not those pushy and trying-very-hard-to-earn-more-commission-from-you kind of financial consultant. You can ask him any questions anytime and he will always try his best to get back to you with the best solutions. There’s nothing more i could ask for.
Ya Hui
age 30 plus
celebrity
My session with Ray started off as a financial management counselling session which lasted two hours. He took pain to understand all angles of my financial situations and my aspirations. He was detailed and conscientious during the whole process. His suggestions were down to earth and no product pushing.
Ricky Chandra
No pressures working with Ray.
Age 30 plus
HUMAN CAPITAL EXECUTIVE
Ghee Kwan is my financial consultant since 2011 and over the years, he is also managing the portfolios of my family and close friends. He is a trustworthy professional who customises financial plans based on a person’s needs and lifestyle. He represents his recommendations objectively and responds quickly and accurately when consulted. A very reliable person worth recommending to all.
Jeremy Oh
Age 30 plus
civil servant
Reliable & Honest Financial Advisor
Sharyln Neo
Bought investment plan from him. I met a few FAs before and they wanted me to invest more and made me felt that I’m losing out if I didn’t which was very unpleasant. Ghee Kwan doesn’t. He recommended a policy that met my expectations and budget. The moment I understood the risk involved and the coverage, I signed on the spot.
age 40 plus
business owner
Ghee Kwan is a helpful advisor. Whenever I make enquiries or ask for his assistance, he will act on it and update me of the outcome. This gives me a sense of assurance.
alfred liu
age 30 plus
teacher
Ghee Kwan has been a very meticulous person and especially quick in the response of getting things done. I truly recommend him to people who would like a responsible consultant and a person that can both take care of your financial portfolio as well as your day to day investment.
tony teng
Great job!
age 50 plus
business owner
Patient, well informed and thorough. Would recommend GK to anyone looking for a smart financial advisor with clear understanding of both short term and long term investments.
Kavita (Choudhary) Jhunjhunwala
age 40 plus
business owner
Professional, meticulous, and conscientious but relax are the descriptions I can give Ray. Due to his corporate finances and risk management background, he reviewed my finances with clinical precision but at the same time I can feel his sensitivity and human touch.
Jeremy Lee
He is not a financial consultant but a professional who cares a lot for my financial wellness.
Age 40 plus
Pilot
I have gained important knowledge and issues surrounding Long Term Care. He introduced to me
Ministry of Health Careshield Life and took pain to explain the scheme.
He gave me space to digest and process the information before guiding me step by step in signing up Careshield Life. I would have mistaken him to be Careshield Life Ambassador if I do not know him personally. I would recommend Ray if you had any Long Term Care or Health Insurance needs. No pressures, no rush and no pushing.
Age 50+
Managing Director Private Equity
I have gained important knowledge and issues surrounding Personal Financial Planning and various tools that can be used to protect my business and assets from Ray.
He gave me space to digest and process the information before guiding me step by step in signing up Careshield Life and the necessary insurances to protect myself and family.
Despite my difficult schedules, Ray was relaxed and willing to spend months holding my hands planning my insurances and assets allocations. As a result of his corporate finance and risk management background, he could even give me a financial modelling on my existing insurances!
Age 60+
Business Owner