This is a question that many people ask. They feel that only they will take the greatest care of their own money. I have seen many clients who came to me for help after trying to DIY their investments and ended up with dismal results. The reasons are (non-exhaustive): 1. They listen to friends’ advice.Continue reading “Should We Outsource Our Investments to Professionals?”
Author Archives: Zenith Wealth Group
Why Private Integrated Shield Plan?
Why procure a Private Integrated Shield plan? Isn’t a Term or Participating plan that covers Early Critical Illness good enough especially there is a pay-out when diagnosed with one of the diseases covered under the policy?
5 Ways to Prepare for the GST Hike
The long-awaited GST rate rise that was confirmed in the Singapore Budget 2022, will begin on 1 January 2023. To remain fiscally sustainable, Singapore needs to make changes to its tax system to fund social and healthcare spending, especially given its ageing population. GST rate will increase from 7 percent to 9 percent in two stages – oneContinue reading “5 Ways to Prepare for the GST Hike”
To pay off or not to pay off?
“Mortgage interest rate is going up, should I redeem my investments to pay off my mortgage loan?” This was a question that was posed to me recently by a client. With mortgage interest rate going up, homeowners who are on floating rates now have to pay a higher monthly instalment. But exactly how much moreContinue reading “To pay off or not to pay off?”
Your Millionaire Blueprint for 2023 Workshop
It’s confirmed! First workshop for 2023, jointly conducted with experienced seminar speaker and property expert John Cheng. Register here: https://lnkd.in/gSYe-_Xb #property#realestate#wealthmanagement#financetips#wealthcreation
To help or not to help?
(This article was written before 30th September 2022 property market cooling measures) A client called me in one day and asked if he should help to pay the down payment of a 2 million dollars condominium for his child who is getting married end 2022. After a few questions, I told him he is “cursing”Continue reading “To help or not to help?“
Values Driven Estate Plan
Recently I met up with a client who is a single parent. He wanted to leave his house, cash, other assets including insurance payouts to his 3 young children in the event he passes on. His concern, as with many other parents, was his children’s ability to manage the huge sum of money. I proposedContinue reading “Values Driven Estate Plan”
Using insurance to tide through financial difficulties
Recently, I met a biz associate’s wife for insurance discussion. It was my first time meeting her. I was shocked to learn that they were actually financially strapped and had to sell their house to free up cash. Currently, they are now staying in a rented house. On top of that, they downgraded their shieldContinue reading “Using insurance to tide through financial difficulties”
Calm is Key
Know Your Investment Temperament Preface Shocked by the current market volatility? Watching one video after another on how to profit from a down turn, what to buy and what not to buy………tempted to pay a good sum of money to attend an investment training webinar? You are bewildered by the extremely market volatility these daysContinue reading “Calm is Key”
