Power Up Your Career Progression

Are you feeling stuck in your career? Do you want to move up to the next level, but you’re not sure how? If so, you’re not alone. Many people feel this way at some point in their careers. The good news is that there are steps you can take to power up your career progression.Continue reading “Power Up Your Career Progression”

Should We Outsource Our Investments to Professionals?

This is a question that many people ask. They feel that only they will take the greatest care of their own money. I have seen many clients who came to me for help after trying to DIY their investments and ended up with dismal results. The reasons are (non-exhaustive): 1. They listen to friends’ advice.Continue reading “Should We Outsource Our Investments to Professionals?”

Using insurance to tide through financial difficulties

Recently, I met a biz associate’s wife for insurance discussion. It was my first time meeting her. I was shocked to learn that they were actually financially strapped and had to sell their house to free up cash. Currently, they are now staying in a rented house. On top of that, they downgraded their shieldContinue reading “Using insurance to tide through financial difficulties”

Are you really covered?

Everybody wants the best deals when they buy something, and this is no exception when it comes to buying insurance policies. Most people will compare product features, benefits, costs etc across multiple insurers before making their buying decisions. But why buy insurance in the first place? For those seeking protection, you want the policy to payContinue reading “Are you really covered?”

Does Dollar Cost Averaging work all the time?

During my university days, a few friends and I were doing contra trading out of fun. Contra trading involves buying and selling the same shares without paying for them. But after a transaction, investors are given three days – known as the contra period – to transfer the cash to the brokerage as payment for theContinue reading “Does Dollar Cost Averaging work all the time?”

Term or Whole Life Insurance?

You will often hear friends or relative discussing which is better, Term or Whole Life Insurance? I would say it depends on context. You will need to filter away the noises come from insurance agents who try to sell you a plan that is difficult to unwind or advice from well-meaning friends and relatives. How?Continue reading “Term or Whole Life Insurance?”

Needs and Wants, Treat or Trick?

More often than not we will hear people lamenting about not being broke before their next pay day, some of which are drawing an average or higher than average income.  What could be done to improve such situation? Many a times we are too caught up in spending to really assess whether the expenditure isContinue reading “Needs and Wants, Treat or Trick?”