Tag Archives: financial consultant
Are You on Track?
Introduction Are you on track to your desired retirement lifestyle? OCBC Financial Wellness Report 2022 has some interesting findings worth highlighting here. OCBC FINDINGS โ MOST RESPONDENTS ARE NOT ON TRACK Have you ever wondered how much you would need to retire comfortably or in your desired lifestyle? Well, OCBC published a report โOCBC FinancialContinue reading “Are You on Track?”
When Can We Claim From Multiple Policies?
Disclaimer: All information are for informational purposes only and should not be relied upon as financial advice.
๐๐ก๐๐ญ ๐๐ซ๐ ๐ญ๐ก๐ ๐ฆ๐จ๐ง๐๐ฒ ๐ก๐๐๐ข๐ญ๐ฌ ๐จ๐ ๐ฌ๐ฎ๐๐๐๐ฌ๐ฌ๐๐ฎ๐ฅ ๐ฉ๐๐จ๐ฉ๐ฅ๐?
They typically share set of money habits that help them build wealth and achieve financial well-being. While everyone’s situation is different, here are some common money habits of successful people: 1. ๐๐ฎ๐๐ ๐๐ญ๐ข๐ง๐ : Successful people are diligent budgeters. They track their income and expenses meticulously, creating a clear picture of their financial health. Budgeting helps themContinue reading “๐๐ก๐๐ญ ๐๐ซ๐ ๐ญ๐ก๐ ๐ฆ๐จ๐ง๐๐ฒ ๐ก๐๐๐ข๐ญ๐ฌ ๐จ๐ ๐ฌ๐ฎ๐๐๐๐ฌ๐ฌ๐๐ฎ๐ฅ ๐ฉ๐๐จ๐ฉ๐ฅ๐?”
Fear Debt? Not If You Use Mortgage The Right Way!
Using a mortgage wisely is vital for long-term financial stability and wealth building. Borrow within your means to avoid financial stress and protect your home. Prioritize a healthy balance between mortgage payments and other financial goals like saving for emergencies or retirement. Carefully consider the loan term; longer terms mean lower monthly payments but higherContinue reading “Fear Debt? Not If You Use Mortgage The Right Way!”
Is Real Estate Investment a Good Strategy for Me?
Equities, Lucrative Business, Fixed Incomes, Real Estateโฆ..the list goes on, but what is the best strategy going forward? You will often hear animated discussions which asset class is best for wealth accumulation specially to create a โpassive incomeโ stream. You will face with a myriad of collateral issues that will surface such as; assets diversification,Continue reading “Is Real Estate Investment a Good Strategy for Me?”
How We Help Our Clients Retire
Recently a client approached me for help. He has been doing his own stocks investments and even paying for a youtube guruโs system which supposedly can help him maximise his returns. Unfortunately, he has lost a fair bit of his 6-figure capital, which prompted him to seek help. I’ve had the privilege of guiding thisContinue reading “How We Help Our Clients Retire”
Flash Market Update: Credit Suisseโs Meltdown
With recent news coverage on the collapse of Credit Suisse, following the consecutive failure of SVB and Signature Bank, many investors are concerned as to how it will affect the broader market. Please find attached write-up to address concerns that you may have: 1. What happened? 2. Should investors be concerned? 3. What does thisContinue reading “Flash Market Update: Credit Suisseโs Meltdown”
Should We Outsource Our Investments to Professionals?
This is a question that many people ask. They feel that only they will take the greatest care of their own money. I have seen many clients who came to me for help after trying to DIY their investments and ended up with dismal results. The reasons are (non-exhaustive): 1. They listen to friends’ advice.Continue reading “Should We Outsource Our Investments to Professionals?”
Why Private Integrated Shield Plan?
Why procure a Private Integrated Shield plan? Isnโt a Term or Participating plan that covers Early Critical Illness good enough especially there is a pay-out when diagnosed with one of the diseases covered under the policy?