Tag Archives: financial planning

𝐖𝐡𝐚𝐭 𝐚𝐫𝐞 𝐭𝐡𝐞 𝐦𝐨𝐧𝐞𝐲 𝐡𝐚𝐛𝐢𝐭𝐬 𝐨𝐟 𝐬𝐮𝐜𝐜𝐞𝐬𝐬𝐟𝐮𝐥 𝐩𝐞𝐨𝐩𝐥𝐞?

They typically share set of money habits that help them build wealth and achieve financial well-being. While everyone’s situation is different, here are some common money habits of successful people: 1. 𝐁𝐮𝐝𝐠𝐞𝐭𝐢𝐧𝐠: Successful people are diligent budgeters. They track their income and expenses meticulously, creating a clear picture of their financial health. Budgeting helps themContinue reading “𝐖𝐡𝐚𝐭 𝐚𝐫𝐞 𝐭𝐡𝐞 𝐦𝐨𝐧𝐞𝐲 𝐡𝐚𝐛𝐢𝐭𝐬 𝐨𝐟 𝐬𝐮𝐜𝐜𝐞𝐬𝐬𝐟𝐮𝐥 𝐩𝐞𝐨𝐩𝐥𝐞?”

Fear Debt? Not If You Use Mortgage The Right Way!

Using a mortgage wisely is vital for long-term financial stability and wealth building. Borrow within your means to avoid financial stress and protect your home. Prioritize a healthy balance between mortgage payments and other financial goals like saving for emergencies or retirement. Carefully consider the loan term; longer terms mean lower monthly payments but higherContinue reading “Fear Debt? Not If You Use Mortgage The Right Way!”

Is Real Estate Investment a Good Strategy for Me?

Equities, Lucrative Business, Fixed Incomes, Real Estate…..the list goes on, but what is the best strategy going forward? You will often hear animated discussions which asset class is best for wealth accumulation specially to create a “passive income” stream. You will face with a myriad of collateral issues that will surface such as; assets diversification,Continue reading “Is Real Estate Investment a Good Strategy for Me?”

How We Help Our Clients Retire

Recently a client approached me for help. He has been doing his own stocks investments and even paying for a youtube guru’s system which supposedly can help him maximise his returns. Unfortunately, he has lost a fair bit of his 6-figure capital, which prompted him to seek help. I’ve had the privilege of guiding thisContinue reading “How We Help Our Clients Retire”

What’s Your Retirement Plan?

A few months back, I received a referral from a business owner who had been fully focused on scaling his company. However, he had been neglecting his personal finances, leaving him with no clear roadmap for his financial future or his family’s. His retirement plan relied heavily on upgrading to a condominium, selling it off,Continue reading “What’s Your Retirement Plan?”

Flash Market Update: Credit Suisse’s Meltdown

With recent news coverage on the collapse of Credit Suisse, following the consecutive failure of SVB and Signature Bank, many investors are concerned as to how it will affect the broader market. Please find attached write-up to address concerns that you may have: 1. What happened? 2. Should investors be concerned? 3. What does thisContinue reading “Flash Market Update: Credit Suisse’s Meltdown”

Should We Outsource Our Investments to Professionals?

This is a question that many people ask. They feel that only they will take the greatest care of their own money. I have seen many clients who came to me for help after trying to DIY their investments and ended up with dismal results. The reasons are (non-exhaustive): 1. They listen to friends’ advice.Continue reading “Should We Outsource Our Investments to Professionals?”

Why Private Integrated Shield Plan?

Why procure a Private Integrated Shield plan? Isn’t a Term or Participating plan that covers Early Critical Illness good enough especially there is a pay-out when diagnosed with one of the diseases covered under the policy?

5 Ways to Prepare for the GST Hike

The long-awaited GST rate rise that was confirmed in the Singapore Budget 2022, will begin on 1 January 2023. To remain fiscally sustainable, Singapore needs to make changes to its tax system to fund social and healthcare spending, especially given its ageing population. GST rate will increase from 7 percent to 9 percent in two stages – oneContinue reading “5 Ways to Prepare for the GST Hike”